TThese terms and conditions (hereinafter referred to as “Terms and Conditions”) are intended to stipulate the responsibilities between the user and the company regarding the use of web service (hereinafter referred to as “Service”) provided by Andamiro Co., Ltd. (hereinafter referred to as “Company”) under the name of 「AM.PASS」 on the website, and users should use this service after agreeing to these terms and conditions.

1. These terms and conditions apply to all relationships between the user and the company regarding the use of this service.

2. Apart from these terms and conditions, for rules, terms, and conditions of use, guidelines, and other description of this service other than these terms and conditions of use, the individual terms and conditions constitute part of these terms and conditions.

3. If the contents of these terms and conditions are different from those of individual terms and conditions, the contents of individual terms and conditions should be a precedence.

1. "User" refers to members and everyone who uses this service.

2. "Use Wisher" refers to a person who wishes to use this service and has intents to register as a member.

3. "Member" refers to a person who has applied for membership according to the company's prescribed procedures and has been notified of the company's intention of admitting his/her membership registration.

4. "Community" refers to a membership meeting of this service

1. A person who wishes to use the service agrees to comply with these terms and conditions and may apply for membership according to the company's prescribed procedures. A person who wishes to use the service should provide the true and correct information when applying for membership registration. In addition, if the applicant is a minor, he/she will apply for membership registration after obtaining the consent of the parental authority.

2. According to the company's established standards and procedures, the company determines whether an applicant who applied for a membership application (hereinafter referred to as a "registration applicant") is registered and if it admits his/her registration and notifies its the company's intention admitting the registration. The applicant's membership registration should be completed with the notice of this paragraph.

Once the registration under the preceding paragraph is completed, members who have signed a contract about the use of this service between the member and the company will be able to use this service in the company's described way.

4. The company may refuse to register an applicant as a member of the service. In this case, the company is not obligated to disclose the reason for refusing to register the applicant.

Changes in Registration Information If there is a change in the registration information, the member should immediately notify the change in the company's designated way. Even if a member is damaged resulting from his/her failure to notify pursuant to this paragraph, the company is not liable at all. In addition, even if the delivery notice has not been reached to the member or is incorrectly delivered due to the failure of the member to report change pursuant to this paragraph, the notice is generally considered to have been reached to the member when it should be reached.

1. A member should, under his/her own responsibility, properly manage and save his/her ID and password given or sent by the member in this service. The member is not allowed to his/her ID, password, etc. to a third party, or to transfer or set collateral or take any other measures.

2. When logging in to this service, the company verifies that you are a member by comparing the ID and password you entered with the saved ID and password and checking the match.

3. The member is responsible for the negligence of management of ID and password, a mistake in use, and a third-party license, and the company is not liable for the damage.

4. If his/her ID or password, etc. is leaked to another person, or if his/her ID or password, etc. is suspected of being used by another person, contact the company immediately and comply with the company's instructions.

5. If the company determines that a member's ID or password, etc. has been leaked to another person, or if it determines that a member's ID or password, etc. is suspected of being used by another person, the company may suspend the member's account with the ID and password wet as an illegal account, and it is not liable for any damages to the member.

6. Members are obligated to change their passwords regularly, and the company is not liable for any damages incurred to members by neglecting their obligations.

1. The intellectual property rights (including the rights of Article 27, 28 of the Copyright Act, design rights, patent rights, utility model rights, trademark rights, etc., hereinafter referred to the same) related to the company's website and this service are attributed to the company or to the person(hereinafter referred to as the "company, etc.") who has granted the license to the company.

2. An unspecified number of users can apply for this service, and intellectual rights for information data (including, but not limited to, text, images, videos, and other data) transmitted to the company will be transferred at the time the user transmitted it to this service. The user shall not claim or exercise the moral right of the author, the moral right of invention, or other rights of the information transmitted.

3. Regardless of the preceding paragraph, the company allows free use of the information transmitted by the user without the user's separate permission. But, if the user cannot benefit from this, and if the user gains profits from using the information transmitted by the user, then the relevant profit should be paid to the company.

4. The user shall not claim or exercise any rights against the company regarding the attribution of the rights to the information transmitted.

5. In relation to the service, the user states and guarantees that the user has appropriate authority over the transmission of investment manuscript in terms of the intellectual property right of information submitted by him/her to the company or other dispositions, whether the corresponding information and its posting, transmission or other disposition do not infringe on the rights of a third party, and that the posting, transmission of corresponding information, or other dispositions do not violate contractual or legal obligations, such as confidentiality obligations for the information.

6. Regardless of the illegality of the contents of the information submitted by the user to the company and whether the terms and conditions of use are violated, the company, in any case, deletes all or part of the information transmitted by the user at the company's sole discretion. But, the company is not obliged to remove it. In addition, the company is not responsible for any damages caused by the company's failure to take measures like deletion.

7. The user should not infringe on the company's intellectual property rights and other rights or any action concerning to do so.

1. In even that a user commits any of the following acts in using this service or falls under any of the following matters, the company suspends all or part of the user's use of service or terminates any other contracts concluded for this service. In addition, when the company directly or indirectly suffers any damage, loss, or bears expenses (including the burden of attorney's expenses) by user's act corresponding to any of the following acts or act falling to the following items (including the case where the user receives an above mentioned-like argument from a third party), then the user shall immediately indemnify or compensate for such damage, loss or expenses at the company's request.

1). When a user commits an act in violation of these terms and conditions

2). When it was found that the user committed an act violating the terms and conditions of use in the past and restricts the use of this service

3). Any act that infringes on or is concerned to infringe on the other users of this service or other third parties or the company's intellectual property, other rights or property, credit, or privacy, regardless of whether it is in this service or not.

4). Regardless of whether it is in this service or not, an act slandering other users of this service, other third parties or the company, an act causing discomfort or disadvantage, or an act concerning to do so

5). An act contrary to public order and morals, an act concerning to do or encouraging it.

6) An act violating statutes, criminal act or act concerning to do so, or act abiding and abetting it

7) An act interfering with the operation of this service and other services provided by the company, or an act damaging the company's credit and reputation

8) An act of using or providing harmful programs such as computer viruses through this service or in connection with this service

9) An act transmitting, receiving, or displaying information by impersonating another person

10) propaganda, advantage, solicitation, or business activities in this service not being allowed by the company in advance

11) Unauthorized modulation of the information entered by other users of this service, third parties, or the company on the Internet

12) Information collection activity about other users of this service

13) Unauthorized access to a server or other computer of this service

14) An act providing information contrary to the facts in this service, or an act providing the information which concerns to do so

15) The act of registering multiple members by the same person

16) When proving that a member is a gagster, one having not passed 5 years from becoming a non-gangster, or one who is a gang member or is belonged to a gang-related corporate, or a crook, a social violence group member, or one designated by the government as targets for economic sanctions such as special intelligence violence group member, a terrorist (hereinafter referred to as "gangster", and others equivalent), a symbiotic person such as a gang member, etc, or a person equivalent thereto (hereinafter, collectively referred to as an "anti-social force"), or when proving that the member has any significant relationship with anti-social force, such as executive or employee of a corporation that antisocial force practically involve in management

17) At committing an act deemed inappropriate by the company

2. The user may temporarily suspend the use of this service or withdraw from this service by notifying the company in the way prescribed by the company. In withdrawing pursuant to this paragraph, the user naturally loses the benefit of the deadline for all debts to the company and immediately pays all debts to the company.

The company may suspend part or all of this service without prior notice to the user in the event of any of the following reasons, and shall not be liable for any damages incurred to the user or third party by such suspension.

1. In the case of maintenance or inspection of an apparatus or system for providing this service

2. In the case of interruption due to an accident such as a computer, communication line failure, etc.

3. When a computer virus or other infringement occurs in the system of this service, and there is a risk of damage to the users or a third party

4. In a case where it is difficult to operate this service due to fire, power outage, earthquake, natural disasters, system failure, etc.

5. When receiving a business cancellation, suspension, etc. from the supervisory authority, or when attempting to open a revolving business

6. Other cases where the company determines that service suspension is necessary.

1. The company does not guarantee that there is no defect or bug in the contents of this service. The company shall not be liable for damages suffered by the users or third parties due to the use of this service. Information acquired by the user through this service is all users' self-responsibility, and the company is not liable for the objects being used by the user under their responsibility and judgment as well as various problems arising from the content s of objects.

2. The user shall be responsible for checking the use methods the company suggests on the website in using this service, so the company is not responsible for any user's manipulation mistakes.

3. The company does not guarantee that the user will not be damaged by harmful programs such as computer viruses at using this service.

4. The company does not guarantee the operation of any device or S/W used by the user when using this service.

5. The company does not bear any communication cost incurred when the user uses this service.

6. Even if this service is suspended, interrupted, or terminated by force majeure or by the company's intentional or gross negligence, even if the contents of this service are changed, even if the user loses data or other information submitted to the company, or even if the user suffers any damage in relation to his/her use of this service, the company is not legally liable for the damage.

7. If these terms and conditions fall under a consumer contract speculated in Article 2, Paragraph 3 of the Consumer Contract Act, then the provisions (excluding the preceding paragraph) indemnify all of the company's liability for damages shall not apply. In this case, if the damage incurred to the user is based on the company's default (excluding the default by the company's intentional or gross negligence) or illegal activities, the company shall be liable for damages only to the user's direct and realistic damage.

8. The user shall bear the expenses and utility charges incurred to the user in connection with the use of this service, and the company or other users shall not be responsible for the expenses and utility charges.

1. The user shall not transfer, sell, or lend the rights or obligations under the use contract or these terms and conditions to third parties.

2. When transferring a business subject to this service to a third party, the User shall agree in advance to the transfer because the company can transfer rights, obligations, registration information, and other information under this terms and conditions of use contract. Also, the transfer of business prescribed in this paragraph includes not only the transfer of general business but also all cases transferring the company's division and other business.

1. The management and handling of user information that the company acquires in relation to the user's service use follow the "Personal Information Protection Policy" separately established by the company, and the user agrees that the company handles his/her information according to the "Personal Information Protection Policy".

2. The company shall use and disclose the information and data provided to the company by the user at the company's discretion as statistical information in a form in which individuals cannot be identified, and the user does not object to the use.

1. If the company deems it necessary, the company may revise these terms and conditions or change the contents of the service (including termination, hereinafter the same) without prior notice to the user. In addition, the company may attach conditions for use, such as limiting the use of this service to users who meet certain requirements prescribed by the company.

2. If the terms and conditions are revised, they must be notified by publishing the revised terms and conditions on the company's website.

3. If the user continues to use this service without objection after notification under the preceding paragraph, the corresponding user shall be deemed to have agreed to revise the terms and conditions or to change the contents of the service, and the revision/change shall apply from the date specified in the notice.

4. The company shall not be liable for any damages incurred to the user due to the revision of these terms and conditions or to the change of service contents.

If some provisions or part of these terms and conditions are deemed invalid or unenforceable by the Consumer Contract Act or other statutes, the rest of the terms and conditions shall remain in full effect, except for provisions or parts deemed invalid or unenforceable.

1. The applicable law for this Agreement on the use of this service shall be governed by Japanese law.

2. In the event of a dispute arising from or related to this Agreement on the use of this service and other services, the Seoul Central District Court shall be the court having jurisdiction over the exclusive agreement of the first instance court.